There is a Photoshop-plugin, which allows direct writing still graphic into the ATEM media strore. I think, a "nearly on the fly" is possible.
An other way is using only one input (instead of two - key-fill) and do luma key in the DSK or graphics with green background via USK. Luma key I used sometimes (with CasparCG), Choma Key seems to more complicated for switching, so I did't do it. I prefer luma key. This ways, you can use every software for generating or showing your graphics - including PowerPoint, Excel or any WebBrowser. ATEM control has a mask-function. So you can cut away the borders from Windows programs if necessary
Luma key works fine, if you don't hab the color "black" inside your graphics - so difficult for photos and logos. Same Problem with chroma key and the background color (mostly green or blue).
You can also do a trick: Use a static mask from media store for key and your "single graphics input" for fill. This should work fine for lower thirds. The success depends on the way, you design your graphics. If you have two types of graphics, you may use the two DSKs. When more than two types, you have more "hand work" or use some macros.
When you plan do do animated graphics and simi-transparencies, you will need key and fill and so video cards with two outputs. I this case I would suggest a small Desktop-PC instead of an Laptop.
When using vMix you will also need video cards (for input), but you can send graphics by NDI. I think, CasparCG can do it, but I nerver tried it. Maybe do a try with vMix-Demo-Version.
I use an ATEM TVS and a CaspasCG Desktop-PC with two Blackmagic Mini Monitor (new, but currently not tested, a Decklink 4k pro instead).