BM doesn’t offer financing. They don’t sell cameras directly to the customer. B&H as far as I can remember offers financing thru a 3rd party lender. If you’re getting jobs or about to shoot a film etc..finance it ..but you’ll end up paying over a thousand dollars extra if you finance. Just something to think about if you’re thinking about your finances. Good luck
Donnell Henry wrote:BM doesn’t offer financing. They don’t sell cameras directly to the customer. B&H as far as I can remember offers financing thru a 3rd party lender. If you’re getting jobs or about to shoot a film etc..finance it ..but you’ll end up paying over a thousand dollars extra if you finance. Just something to think about if you’re thinking about your finances. Good luck
Thanks!
I'm actually working as an editor Monday to Friday to pay the bills.
Regarding the extra dollars if I finance, couldn't that be avoided if someone offers 0% APR?
Even if your credit is great, these 3rd party lenders are out to make money so while you might get a lower APR than some people you’ll still pay interest on your purchase. 0% Apr usually applies to credit card purchases. For my first camera in relation to Denny ..I traded in gear at B&H that I wasn’t using. I then received an in store Credit. After which I used my tax refund to cover the difference.
Last edited by Donnell Henry on Fri Aug 10, 2018 6:55 pm, edited 1 time in total.
Donnell Henry wrote:Even if your credit is great these 3rd party lenders are out to make money so while you might get a lower APR than some people you’ll still pay interest on your purchase. 0% Apr usually applies to credit card purchases. For my first camera I’m relation to Denny ..I traded in gear at B&H that I wasn’t using. I then received an in store Credit. After which I used my tax refund to cover the difference.
Oh, I forgot I can put the camera as a business expense.
One option I’ve used for 0% financing of equipment is to sign up for one of the 18 month no fee 0% credit card offers. Caveat is you have to pay it off in the 18 months because after that the APR is often crazy high.