In Resolve timeline resolution is most important and you don't loose quality by flipping it back and forth.
You need to be able to decode source in real-time as well.
In your case BRAW can be decoded at fractional resolutions so this will never be an issue.
CDNG should be fine with machines which you mentioned as well.
You can work in HD timeline and then switch to UHD before render. Then you check titles, noise etc as this needs to be rather configured/checked at 1:1 pixels ( you rather need 1:1 monitoring as well).
There may be some elements which may not convert properly but you can always correct them if needed at final resolution. You can check if Resolve converts tracking etc fine when you change resolution. Most things should work, but best to check.
HD timeline resolution and UHD makes HUGE difference. If you have project which is problematic you can always switch to HD for the time you grade/edit etc. It’s standard approach.
13K euro? I would not spent such a money on PC unless I had few well paid projects waiting.
Half of it should be enough.
Open some of your finished projects, change resolution to HD and check what gone bad and what not. Check playback- maybe you don’t need new machine at all
Today a lot of work can be even done with laptop (and then you move for finish to more powerful machine).
A6000 are for top end studios which charge small fortune for projects. It’s about volume and project value because even if they make 20% profit this is still a lot if project is worth a 1MLN. You can’t compete with them on many levels, but you can be smart ( you have way more freedom compared to them) as they also have ( different) limitations and quite often struggle with profits. They don’t that easily waste money on overpowered hardware. It has to work, please client, but it will never be overdone for no reason.
What matters is quality of your work not how fancy was the machine which it was done with.
You don't work/deliver ProRes otherwise I would say buy MacStudio. Pure GPU power is not at 3090 level but overall machine is very capable and those ProRes accelerators are amazing. I do simple corrections on mainly ProRes masters (or create SDR from HDR) in Resolve and in my case even 30K PC would not match standard Studio machine. I think in your case PC may be better choice although with Macs you can easily sell them after 3 years and get new one.